Penny Penguin Privacy Policy
Effective Date: December 1, 2024
Who We Are
Penny Penguin is a website and mobile application designed to provide users with financial tracking services for their own personal financial data. This policy explains how we handle personal information collected from users.
Information We Collect
Account Information: When you create an account or log in via Google or Apple, we collect basic identifiers such as your email address and login credentials.
Financial Information: If you choose to link financial accounts through Plaid, we collect financial institution data with your explicit consent.
Browsing Data: We may collect basic usage data (e.g., pages visited, time spent) to improve our services.
How We Use Your Information
We use the information we collect to:
- * Provide and maintain our services.
- * Facilitate secure account access and user authentication.
- * Improve user experience and site functionality.
How We Share Your Information
Third-Party Services: We use Plaid to link financial data, and Google/Apple for login (Single Sign-On) services. These third parties receive only the information necessary to perform their tasks.
We do not sell or otherwise share your personal information with unrelated third parties.
User Choices and Your Rights
- * Account Deletion: You can delete your account at any time through your account settings or by contacting us at [contact email or link].
- * Global Privacy Regulations: Users from regions subject to data protection laws, such as the EU’s GDPR, may have additional rights, including the right to access, correct, or request deletion of personal data.
Security Measures
We use encryption and follow industry best practices to protect your information. Our development processes include code vulnerability scanning and other safeguards to maintain a secure environment.
Contact Us
If you have any questions about this policy or wish to exercise any rights, please contact us
here Changes to This Policy
We may update this Privacy Policy from time to time. If we make changes, we will revise the “Effective Date” above and notify you in a reasonable manner.