Questions about Penny Penguin?

Penny Penguin puts your accounts, spending, upcoming bills, budget, and goals in one place. It is for anyone who wants to understand their money without checking several apps or rebuilding a spreadsheet.

Penny Penguin is available for iPhone. Android is on the way, and you can join the Android update list from the home page.

Yes. New users can try Penny Penguin free for 10 days on iPhone. You will see the available plans, current prices, and renewal terms before you subscribe.

Create an account and connect a supported financial institution. Penny Penguin syncs the available balances and transactions, so you do not need to enter everything by hand.

Penny Penguin uses Plaid to connect supported banks with your permission. Once connected, you can see available balances and transactions, spending, recurring bills, budgets, and goals in one place.

No. Penny Penguin helps you see and plan your money, but it cannot move funds, make payments, withdraw money, or cancel subscriptions.

Penny Penguin looks for recurring patterns in your synced transactions, then organizes likely bills, subscriptions, and expected dates. Because merchants and payment schedules can change, use these as planning signals and confirm important payments with the provider.

Yes. The Free plan lets you connect one financial institution and start building a clearer view of your money. Choose Premium when you want more connections and the deeper planning, subscription, and household tools.

Open the Premium screen to compare the current monthly and yearly prices. Both plans include the same Premium tools, and you can review the renewal terms before checkout.

Premium lets you connect more than one financial institution and unlocks deeper tools for subscriptions, budgets, goals, net worth, investments, and household sharing. Penny Penguin labels Premium features before you upgrade.

Open Settings, choose Your account, then select Manage billing / Cancel. You can review your plan or make changes in the secure billing portal.

Yes. With Premium, you can invite someone as a Collaborator or View-only member. Only the household owner needs Premium, and each person uses their own Penny Penguin account.

No. Penny Penguin cannot move money, and invited members never receive your bank credentials. Plaid handles account connections, and the owner controls which accounts a View-only member can see.

Yes. You can request deletion in the app or from the data deletion page. Some records may be kept when required for legal, security, fraud-prevention, or billing obligations.

Contact Penny Penguin Support with account, billing, connection, or product questions. Never include passwords, bank credentials, or an invitation link in your message.